Please answer this question and provide me with feedback.
Thank you,
Marc Guzman
As a Real Estate Professional, would you subscribe to a Statewide/Nationwide online software that aims at becoming a socially connected Multiple Listing Service for agents?
Video for Real Estate Agents: Use QR Codes Correctly
by
Marc Guzman
Link mentioned in the video:
http://dl.dropbox.com/u/22469485/SPRE/SPRE%20Changes.jpg
Link to article (Not by Mashable.com - my mistake) on QR codes by TechSavvyAgent:
http://techsavvyagent.com/text/cursing-at-your-cell-phone/
My friend convinced me to add some bloopers at the end. I wasn’t too thrilled but gave in anyway. What do you think?
Marc Guzman @ Security Pacific Real Estate will be holding a seminar on Facebook Business Pages.
Watch the video for more information, then register by calling 510.662.8536.
We will cover Facebook Timeline features for businesses, posts, engagement, Likes, etc. Don’t miss it.
by
Marc Guzman
Video: The Importance of a Home Inspection. Interview with Dan Traylor at House Calls Home Inspections.
I want to thank Dan Traylor for coming in and doing this video with me. He provided a lot of very good information.
By the way, a little blooper in the video by me. It was funny so I left it in there. Enjoy while you get educated!
by
Marc Guzman
For those that do not know, besides selling real estate I am also the Technology Manager at Security Pacific Real Estate. At SPRE, we are launching a new blog section. Check it out at http://www.spre.com or look for updates here.
By
Marc Guzman
333 30th Street, Richmond
I need your help in getting this sold! Please spread the word and find this house the perfect new owner.
$169,900
3 Beds, 2 Bath, 2263 Sq Ft
by
Marc Guzman
To download the apps that I use for real estate on a daily basis, click on the link below:
iPad & iPhone Apps for Realtors
Check them out because they will make you a more efficient Realtor. Also great for the very proactive Home Buyer or Home Seller!
Marc Guzman

After all the big hype by the government in releasing a new version of the Homeowner Assistance Refinance Program (HARP), HARP 2.0 was released today. The biggest obstacle that the original refinance program ran into was a cap of 125% Loan-to-Value ratio. This meant if your property was more than 25% underwater, then you would not be able to refinance. Well that made it very difficult for many homeowners because with the large decline in home values, most underwater homeowners were well above that 125% cap.
So the idea of HARP 2.0 came into play. There were several changes but the most significant change was the removal of the 125% Loan-to-Value cap. This would have allowed many more homeowners to refinance and obtain a lower interest rate on their mortgage. Today, on February 6th and after much delay, HARP 2.0 was released but with a huge disappointment… the cap of 125% Loan-to-Value still remains. There are several minor changes in the new refinance program but the most significant change needed was not made.
So for the homeowners underwater that were limited by the 125% cap and who were hoping to refinance to save a few hundred dollars a month, today was an unfortunate day. But maybe there is some hope with a new refinance program that Obama hinted at for later this year. I guess we will have to wait and see…
Marc Guzman