May 2012
10 posts
12 tags
Anonymous asked: Mark, I saw a propoerty that you have listed on Craigslist. Its the 240 Fleming propoerty in Vallejo. Is this propoerty still for sale? On hold? Please let me know, I would like to see it. Thanks, John
WatchStates taking money from banks, that were meant to help homeowners, and using it to pay… bills?
9 tags
Anonymous asked: do you have any suggestions as to how in this competative market how to get your offer in on the top considerations, with the ultimate goal is to have your offer accepted. Now with our FHA loan we will need a 45 day escrow and that seems to be an issue, how can we catch the eye and heart of the bank, for the foreclosures or short sales, or an owner for that matter. I was wondering if I should put...
7 tags
8 tags
7 tags
9 tags
April 2012
7 posts
7 tags
12 tags
7 tags
Anonymous asked: I was interested in purchasing the property. Are you willing to do a seller carryback and if so what are the terms? Are there any prepayment penalties if I choose to pay it off early?
6 tags
March 2012
11 posts
8 tags
Will Bank of America Be Your Next Landlord?
Last week Bank of America announced it is launching a pilot program to rent properties to delinquent homeowners. If you have been a reader and follower of West County Blog, this will come to you as no surprise since I posted an article back in December discussing Bank of America preparing for this type of program.
The first pilot program will affect just under 1,000 homeowners and Bank of...
11 tags
5 tags
10 tags
6 tags
1 tag
Apple is Paying You to Recycle Your Old Apple... →
Ok, so this is way off topic from what I normally discuss on my website but I have been contemplating about getting the new iPad 3 (known as “The New iPad”).
Well what do you normally do with your Apple products when you upgrade to the newest version? My Apple products seem to find their way into my closet and stay there for years.
Well Apple has a ReUse and Recycle program that...
9 tags
6 tags
First Blog Article I Wrote for National... →
Help Your Clients With Their Credit Scores: It Could Save Them $253/Month
This is the first blog article I wrote for the National Association of Realtors YPN Lounger. YPN stands for Young Professionals Network and the YPN Lounge is a source for Realtors to connect and learn from each other.
I’m very excited about and look forward to many more blogs with NAR YPN.
by
Marc Guzman
13 tags
10 tags
Anonymous asked: your list of "must have's" for tablets and i-phones were not listed at your web site - words matter!
February 2012
18 posts
11 tags
8 tags
Anonymous asked: HI Mark Is the property on Valley View FHA approved? Italo Munoz. Thanks
8 tags
Let the Corporate Bidding on Foreclosures Begin!
The first pilot transaction in which investors can buy foreclosures in the Foreclosure-to-Rental initiative was launched today. The Federal Housing Finance Agency (FHFA) has a package of 2,500 properties in 6 major cities and has begun taking bids from qualified investors. These homes are a mix of both Fannie Mae and Freddie Mac properties.
These qualified investors must submit their...
Anonymous asked: Why must 6501 n. Arlington be cash?
8 tags
Government Will Be Pushing Business to FHA… but...
Last month, President Obama announced at the State of the Union Address of a new refinance program he was working on that would extend HARP rules past Fannie Mae and Freddie Mac. The new program would be extended to include the largest financial institutions. This new program would allow homeowners underwater on their homes to refinance their mortgages to current interest rates, potentially...
Anonymous asked: Hello Marc, I have an active offer on 151 Santa Fe for 250k, but haven't heard anything from you for weeks. I offerred this amount when the property was listed at 270K, and again when listed at 250k. Why doesn't the bank accept my offer? Can you explain to me what's going on? Thank you, Kenneth S. Hanley
Anonymous asked: Hello, Regarding the fourplex at 151 Santa Fe Ave, Richmond, can you provide any inspection reports or documentation regarding property condition? I would like to get a general idea of what is needed for renovation.
10 tags
Anonymous asked: Is the property on fleming still on the market
8 tags
6 tags
The iPad and iPhone Apps That Are a Must For All... →
To download the apps that I use for real estate on a daily basis, click on the link below:
iPad & iPhone Apps for Realtors
Check them out because they will make you a more efficient Realtor. Also great for the very proactive Home Buyer or Home Seller!
Marc Guzman
10 tags
10 tags
HARP 2.0 Released Today… But Huge Disappointment
After all the big hype by the government in releasing a new version of the Homeowner Assistance Refinance Program (HARP), HARP 2.0 was released today. The biggest obstacle that the original refinance program ran into was a cap of 125% Loan-to-Value ratio. This meant if your property was more than 25% underwater, then you would not be able to refinance. Well that made it very difficult for many...
Anonymous asked: Hello is 143 Lucy in North Richmond
23 tags
Anonymous asked: What is PITI?
January 2012
13 posts
21 tags
24 tags
Obama Announces New Refinance Program in SOTU –...
Ok maybe it’s not HARP 3.0 if HARP 2.0 hasn’t been released. As a quick refresher, the Homeowner Assistance Refinance Program (HARP) was created to help underwater homeowners refinance their mortgages to current interest rates. But HARP has fallen short of its original goal of helping millions of homeowners mainly due to its limitation of a maximum Loan-to-Value (LTV) ratio of 125%. It is...
7 tags
Anonymous asked: The property at 621 S. 26th in Richmond looks interesting. When can you show it?
17 tags
